Is it an expense or a saviour? As with all insurance it’s both! We have a lot of clients here at The Berwick Village Vet who have taken out insurance and are disappointed with cover.
Make sure you take out a cover that is right for you. It is interesting to note that medical claims far outweigh trauma/emergency claims. So make sure you take this into account when taking out a policy. Is your policy renewed annually or is it lifelong? We have found a lot of policies are renewed annually. One client made a claim for itchy skin. At renewal the company excluded “all skin conditions”. A year on, the dog developed melanoma in the sin. In the fine print it states ” a skin lump is deemed a skin condition” and so was not covered. Melanoma can spread to the internal organs and be difficult and expensive to treat.
Check your policy!
We offer four weeks free insurance through Petplan Insurance for all puppies and kittens.